Mortgage (on housing)

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Mortgage: For more information see: What is a mortgage? and Types of mortgages.

Definition of Mortgage: It is a real right of guarantee of the obligation contracted by the loan. It is constituted on the home or property, although it may remain in the possession of its buyer. The aforementioned right confers on the creditor the power to request the public sale of the home and to be compensated with its price if the obligations contracted with the loan are not fulfilled (return of the loan, interest, moratoriums ...).

They are formalized in a public document and their rights are established with the registration in the Property Registry.

Video: Mortgage crisis will cause revolutionary housing shift


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